Micro-financing
We offer five fixed tiers for early-stage founders and home-based businesses.
Pre-launchBusiness financing,
Business financing,
built on trust.
Every dollar known. Every step earned.
Ethical, Shariah-Compliant Commercial and Micro-Financing for Canadian small and medium enterprises through an interest-free Murabaha cost-plus structure.
SUNDUS
Strong by structure. Woven in silk.
A Brand whose name is its thesis
Financing structured strongly, a duality that organizes everything SUNDUS does: a customer experience that feels like silk, on a balance sheet that does not give way but to strengthens the Canadian economy
Core Products
Our launch portfolio covers three distinct options.
SME Commercial Financing
This provides larger working capital for established businesses with demonstrated revenue.
Buy Now Pay Later
You can split purchases into four interest-free payments at checkout.
Graduation Ladder
Most lenders ask what you own. We watch what you do. Your record is your collateral.
Start small. You can secure financing from as low as $3,000 through to $15,000 in micro-financing.
Repay on time, and your limit rises automatically. You earn the next step by taking the last one well.
Successful progression eventually allows you to access SME commercial financing limits up to $250,000.
Your repayment record effectively becomes your working collateral. We help you build your credit score.
How it works
Apply in minutes. Tell us about your business.
We agree the cost together.
If approved, you receive a Murabaha agreement setting out exactly what you'll repay and when. One number, disclosed up front.
Funds reach you.
Your financing is delivered through a Shariah-compliant asset structure, handled entirely on our side.
Repay, and grow your limit.
Pay on time and your next limit rises automatically. We call it the graduation ladder.
Total Transparency
No interest. No hidden cost. Every dollar accounted for.
We buy an asset and sell it to you for a disclosed profit.
We don't charge interest.
Our structure is Murabaha (a cost-plus sale), reviewed and endorsed by SUNDUS Shariah Advisory Board (SAB).
Late fees never reach us.
If you're late, the charge goes to our Tabarru' fund, which supports customers in difficulty. It's not revenue, and by design it can't be.
Extra time costs you nothing extra.
If your circumstances change and we extend your term over grace period, the price does not go up. Not by policy but by principle.
Built on Principles
Shariah Compliance lives in the execution. It is not just vocabulary.
Independently Endorsed.
Our financing structures are reviewed and endorsed by independent Shariah Scholars.
Open to Everyone.
Every Canadian entrepreneur can apply regardless of faith.
Ethical Screening.
We strictly apply ethical sector screening to ensure funds never support unlawful activities, alcohol, or gambling.
Pre-launch
We are getting ready for our official launch.
Registrations are already in progress. Join the wait list.